Affordable Payment Options

Pay At Your Own Pace

Embarking on a home transformation journey, whether it's updating your kitchen or renovating your bathroom, shouldn't mean losing financial control. Understanding that kitchen remodel costs or bathroom remodel costs is crucial, Hearth is here to ensure your dream projects come to life affordably. With Hearth, embrace 0% financing* options and navigate the kitchen remodel price and bathroom remodel price with ease and flexibility.

*0% interest is for promotional period only

Here's How It Works

1. Prequalify

Start by completing a short online financing request. Instantly get pre-qualified by up to 13 lending partners without impacting your credit score. This initial step makes managing kitchen remodel costs and bathroom remodel costs straightforward and stress-free.

2. Pick Your Payment Plan

Discover personalized payment plans suited to your budget and project size. For qualified homeowners, enjoy 0% introductory APR credit card options, with flexible terms ranging from 6 to 18 months, making the kitchen remodel price and bathroom remodel price more manageable.

3. Get Funded

Choose your ideal payment option and, upon approval, receive funds in as little as 24 hours. This quick and easy process means you can start planning your kitchen or bathroom renovation without delay.

Why Customers Love Our Payment Options


Personalized Payment Plans

Navigate your kitchen remodel cost and bathroom remodel cost with 0% introductory APR credit card options for eligible homeowners, ensuring you find a plan that fits your financial needs.


FICO Scores As Low As 550

Access a broad network of lenders through one pre-qualification form, accommodating FICO scores as low as 550 and offering loan amounts up to $250,000. This inclusivity helps more homeowners manage the kitchen remodel price and bathroom remodel price.


Soft Credit Checks

Explore your monthly payment options without a hard credit pull, making it easier to commit to your kitchen or bathroom project without the worry of affecting your credit score.

Take Control of Your Remodeling Costs

Our financing calculator is crafted to empower you with detailed oversight of your kitchen remodel cost, bathroom remodel cost, and the expenses associated with installing a safety bath or walk-in shower. By simply inputting your project cost and credit score, you'll receive transparent and accurate monthly payment estimates through Hearth financing. This invaluable tool aids in financial planning for both minor updates and major overhauls across various projects, including kitchen remodels and bathroom remodels, safety bath installations, and walk-in shower additions.

Understanding the full scope of your financial commitment before embarking on your renovation journey has never been easier. Whether you're considering a kitchen remodeling to refresh the heart of your home, a bathroom remodel to enhance functionality and style, or adding a safety bath or walk-in shower for improved accessibility and comfort, our financing calculator ensures you have a clear picture of your investment.

Say goodbye to the uncertainty and embrace a future of informed decisions and peace of mind with Hearth's financing options. For more detailed information on our bathroom and kitchen remodeling services, including the benefits of installing a safety bath or walk-in shower, we invite you to visit those respective pages on our website. Start your remodeling project today, confident in your control over the costs associated with transforming your home into the space you've always dreamed of.